build their dream home.

PRIVACY POLICY

This Privacy Notice applies to information (including personal information) Spexi LLC (referenced herein as “Spexi” or “we”) collects about you.

INFORMATION WE COLLECT Click here for more information

We collect information about you from a variety of sources, including:

• Information we collect from you directly.
• Information we collect about you when you visit our websites (“Sites”) , use our services, or view our online communications.
• Information we collect about you from other sources, such as commercially available sources.

All the information we collect about you may be combined to help us tailor our communications to you and to develop our Sites and services, and to communicate with you on behalf of the entities represented on our Site.

USE AND SHARING OF INFORMATION Click here for more information

We use the information we collect to provide the services you request, to tell you about other programs and services offered, to communicate with you on behalf of the entities represented on our Site, and to manage our Sites and services.

In general, we do not share your personal information with third-party marketers, unless we have asked for and obtained your explicit consent.

We may share your information:

• With third-party service suppliers, including those who work on behalf of us and/or our business partners to send you joint communications that we hope you find of interest.
• If Spexi asset(s) are sold to another company.
• To protect and defend the right and property of Spexi (including enforcing our Terms and Conditions).
• When required by law, and / or public authorities.

YOUR PRIVACY CHOICES Click here for more information

We give you choices about how we communicate with you. You can stop receiving promotional email or postal communications from us, our Sites or our program by emailing us at [www.spexihomes.com].

TERMS AND CONDITIONS

The Privacy Policy sets forth Spexi’s data collection and use practices and the Terms of Use sets forth the agreement between Spexi and you for use of Spexi Sites and services. By using the sites or services, you agree to adhere to and be bound by the Terms of Use.

Privacy Policy (DETAILED)

Effective: September, 2017

INFORMATION WE COLLECT

Information we collect from you directly:

We collect information directly from you when you choose to participate in our offers and programs or otherwise provide information directly to us. This information may include personally identifiable information. The following are examples of information we may collect directly from you:

• Name, email address and postal address.
• Username and password.
• Phone number or mobile number.
• Age.
• Date of Birth.
• User content, communications with the Sites.
• Gender.
• Demographic Information.
• Future communication preferences.
• General information regarding salary or income.
• Contact information for friends you may wish us to contact. When you provide us information for these refer a friend messages, we use the information only to send the message you request.

Information we collect about you when you visit our Site or view our online communications:

Cookies, Web Beacons and other Technologies. A cookie is a small computer program loaded to your computer by sites that you visit. Our Sites uses cookies and other technologies to collect non-personally identifiable information about you when you visit our Sites, use our services, or view our online advertisements. Web beacons are small bits of code embedded in web pages or in emails. We may use web beacons to deliver or communicate with cookies, to count users who have visited a web page, and to understand usage patterns. We also may include web beacons in e-mails to learn if messages have been opened, acted on, or forwarded.

The following are examples of information we may collect with these technologies:

• Your browser type and operating system.
• Web page you visited before coming to our Sites.
• IP address, UID, device ID.
• Dates and number of times you visit pages on the Sites.
• Spexi emails you open.
• Offers or links you connect to from our emails.
• Web pages you view.
• Links you click.

Information we collect about you from other sources, such as commercially available sources:

We may obtain information about you from other sources, including commercially available sources, such as data aggregators and public databases. The following are examples of information we may collect from other sources.

• Name, postal address.
• Age.
• Income level.
• Marital status and number of children.
• Your interests such as hobbies and pets.
• Consumer and market research data.
• Purchasing behavior.
• Publicly observed data or activities, such as blogs, videos, internet postings, user generated content, and in-store shopping behavior.

All of the information we collect about you may be combined for purposes including, but not limited to, tailoring our communications to you and improving and enhancing our programs and services.

Children’s Online Privacy:

Please do not provide us with any information if you are under the age of 13. In the event that we learn that we have collected personal information from a child under 13, we will delete that information as quickly as possible. If you believe that we collected information from a child under 13, contact us at privacy@spexihomes.com.

HOW WE SHARE INFORMATION

Third-party service providers. We rely on third-party service providers to perform a variety of services on our behalf. In so doing, we may need to share your personal information with them. Please note that we provide our service providers with only the personal information they need to perform their services and we require that they protect this information and not use it for any other purpose.

For example, we may rely on a service provider to:

• Fulfill your information and service requests and answer your questions.
• Host our Sites and deliver our email and mobile messages.
• Mail invitations and offers, contact contest winners, manage payments or take other actions on our behalf.
• Analyze data, sometimes combined with other sources, to send more targeted communications to you.
• Conduct research and analyze data to improve our programs, services and Sites.

In addition, where permitted by law, we may also rely on a service provider to:

• Combine personal information about you that Spexi has collected with personal information about you that our business partner has collected so we can jointly send tailored promotional communications to you. In such instances, our business partner will not have direct access to any information we share about you with the service provider, and only the service provider will be allowed to use the combined set of information to send you joint communications that we hope will be of interest to you. If you prefer not to receive these joint communications, you can always opt out by following the instructions provided in any such communication or by emailing us at privacy@spexihomes.com.
• Perform other services that we request.

We provide these companies with the personal information they need to provide these services on our behalf.

Other situations. We may disclose your personal information:

• If Spexi assets are sold to another company.
• Where permitted by law, to protect and defend the rights and property of Spexi (including enforcing our Terms of Use).
• And when required by law, and/or public authorities.

Aggregated and non-personal information. We may share aggregated information that cannot identify you for general business analysis. For example, we may disclose the number of visitors to our Sites or services.

User Generated Content. Our Site may enable users to submit their own content for contests, blogs, videos, and other functions. Please remember that any information you disclose becomes public information and you should exercise caution when deciding to disclose your personal, financial or other information in a submission. Spexi cannot prevent such information from being used in a manner that may violate this Privacy Policy, the law, or your personal privacy and safety and is not responsible for the results of such postings.

YOUR CHOICES AND ACCESS TO YOUR INFORMATION

We give you choices about how we communicate with you.

Digital / Electronic Communications. (examples: email, mobile, social media) We will not send you promotional mobile or email messages if you explicitly ask not to receive these (You opt out).

You can stop receiving promotional mobile and email messages from us by following the instructions provided in any such message you receive from us.

To manage social media notifications or to correct or delete your Personal Information or privacy settings, access the profile section of your user account and follow the directions there.

Postal mail. Where permitted by law, we may mail you unsolicited offers or information that we believe is of interest to you. You can stop receiving promotional postal mail from us. Promotional postal mail may contain opt out instructions, and you can stop receiving promotional postal mail from us by following those instructions. You can also stop receiving promotional email or postal communication from us by emailing us at privacy@spexihomes.com.

Please note: If you choose to stop receiving promotional messages from us, we will honor your request. However, we will continue to send you service related communications and we may need to keep the information we have collected about you for record keeping, analysis or other reasons, to the extent permitted by law.

You can accept or decline cookies. Most browsers automatically accept cookies. To learn more about cookies, including how to refuse cookies on your computer, click these links:

• For Microsoft Internet Explorer: http://www.microsoft.com/info/cookies.htm.
• For Mozilla Firefox: http://support.mozilla.com/en-US/kb/Options+window+-+Privacy+panel.
• Learn about cookies: http://www.allaboutcookies.org/cookies/.
• Learn about Flash cookies: http://www.macromedia.com/support/documentation/en/flashplayer/help/settings_manager.html.

You can disable the ability of Web beacons to capture information in this manner by declining cookies as described above.

Other Technologies. Examples of other technologies we may use to provide better service to you follow:

• Web Session Variables: Information that is passed from one web URL to another as you browse.
• Browser plug-ins/add-ons: Additional web components that may need to be installed to enable certain web features on our Sites. You have the option not to install these components.

Third-Party Advertising. We may allow third parties, including business partners and ad networks, to display advertising on our Sites. Some of these companies may place a cookie on your computer to recognize your computer each time they send you an online advertisement. This enables them to understand where you, or others who are using your computer, saw their advertisement and deliver ads that they believe are of interest to you. We do not control these companies’ use of cookies. Some of these companies are members of the Network Advertising Initiative (NAI), which offers a single location to opt out of their cookies. Please visit the Network Advertising Initiative’s website at: http://www.networkadvertising.org/optout_nonppii.asp. To manage Google setting visit Google’s website at: http://www.google.com/analytics/learn/privacy.html.

INFORMATION SECURITY

We have commercially reasonable technical, administrative and physical procedures in place to help protect personal information from loss, misuse or alteration.

Nevertheless, no security system is impenetrable. We cannot guarantee the security of our Sites, nor can we guarantee that the information you supply will not be intercepted while being transmitted to us via our Sites and services.

To the extent hyperlinks or gateways are utilized to access external or third party sites (not controlled, owned, or operated by us), you should be aware that these external or third party sites may collect personally identifiable information and are not subject to this Privacy Policy. This Privacy Policy applies only to the Site. We suggest that you check the privacy policies of other Web sites to determine how the proprietors of these third party sites will utilize your personally identifiable information.

GOVERNING LAW

This Privacy Policy shall be governed by and construed in accordance with the laws of the State of Maryland. If any part of this Privacy Policy is determined to be invalid or unenforceable pursuant to applicable law, then the invalid or unenforceable provision or part will be deemed suspended by a valid, enforceable, provision that most closely matches the intent of the original provision or part and the remainder of this Privacy Policy shall continue in full force and effect.

CONTACT US

If you have any questions about this Privacy Policy or wish to opt-out or have the personally identifiable information under Spexi’s control deleted or modified, you can contact Spexi at 1414 Key Highway, Suite 100, Baltimore, MD 21230, 410.962.8500 , or support@spexihomes.com

Terms Of Use

IMPORTANT – PLEASE READ THE FOLLOWING TERMS AND CONDITIONS OF THIS TERMS OF USE (REFERENCED COLLECTIVELY HEREIN AS “TOU”) BEFORE USING THE SPEXI PLATFORM OR ANY OF ITS RELATED SOFTWARE OR APPLICATIONS (Referenced collectively herein as the “Spexi Platform”). SPEXI LLC (“Spexi”) IS WILLING TO LICENSE AND PERMIT USE OF THE SPEXI PLATFORM SUBJECT AT ALL TIMES TO AGREEMENT WITH THIS TOU.

1. LICENSE GRANT. The Spexi Platform is made available by Spexi, and this TOU provides to you (identified herein as “you” or a “user” or with “your”) a personal, revocable, limited, non-exclusive, nontransferable, and nonsublicenseable license to use the Spexi Platform conditioned on your continued compliance with this TOU. You may print and download materials and information from the Spexi Platform solely for your personal use, provided that all hard copies contain all copyright and other applicable notices contained in such materials and information and that you do not further distribute or disclose such materials and information. If you wish to distribute or display the materials and information found on the Spexi Platform or to use such materials and information for commercial purposes, you may contact Spexi using the contact information set forth below.
2. LICENSE GRANT RESTRICTIONS. This TOU is only a license and not an assignment or sale. Spexi transfers no ownership or intellectual property interest or title in and to the Spexi Platform to you or anyone else. Further, Spexi reserves all rights not expressly granted by this TOU. Accordingly, you may not modify, translate, decompile, create derivative work(s) of, copy, distribute, disassemble, broadcast, transmit, publish, remove or alter any proprietary notices or labels, license, sublicense, transfer, sell, mirror, frame, exploit, rent, lease, private label, grant a security interest in, or otherwise use in any manner not expressly permitted herein the Spexi Platform.
3. USER OBLIGATIONS. By accessing or using the Spexi Platform, you represent that you are at least eighteen (18) years of age (or the legal age of majority, whichever is greater) and will, at all times, provide true, accurate, current, and complete information when submitting information or materials on or through the Spexi Platform, including, without limitation, when you provide information via a Spexi Platform registration or submission form. In addition, you agree to abide by all applicable local, state, national, and international laws and regulations with respect to your use of the Spexi Platform. You also acknowledge and agree that use of the Internet and the Spexi Platform is solely at your own risk.
4. PROPRIETARY RIGHTS. The Spexi Platform is owned by Spexi LLC. Copyright 2017 © Spexi and/or its licensors. All rights reserved. Any downloadable or printable information or materials available through the Spexi Platform, unless otherwise indicated, are owned by Spexi and/or its licensors. SPEXI, the Spexi logo, and all other names, logos, and icons identifying Spexi and the Spexi Platform, solutions, products, and services are proprietary trademarks of Spexi, and any use of such marks without the express written permission of Spexi is strictly prohibited. Other service, product, or company names mentioned herein may be the trademarks and/or service marks of their respective owners.
5. FEEDBACK. Spexi welcomes your feedback and suggestions about Spexi’s products or services or with respect to how to improve the Spexi Platform. By transmitting any suggestions, information, material, or other content (collectively, “Feedback”) to Spexi, you represent and warrant that such Feedback does not infringe or violate the intellectual property or proprietary rights of any third party (including, without limitation, patents, copyrights, or trademark rights) and that you have all rights necessary to convey to Spexi and enable Spexi to use such Feedback. In addition, any Feedback received by Spexi will be deemed to include a royalty-free, perpetual, irrevocable, transferable, non-exclusive right and license from you for Spexi to adopt, publish, reproduce, disseminate, transmit, distribute, copy, use, create derivative works of, and display (in whole or in part) worldwide, or act on such Feedback without additional approval or consideration, in any form, media, or technology now known or later developed for the full term of any rights that may exist therein, and you hereby waive any claim to the contrary.
6. MOBILE USAGE. The Spexi Platform offers various tools or display functionality that are available to you via your mobile phone or other mobile computing device (collectively, “Mobile Spexi Solutions”). Please note that your mobile carrier’s normal messaging, data, and other rates and fees will apply to your use of the Mobile Spexi Solutions. In addition, downloading, installing, or using certain Mobile Spexi Solutions may be prohibited or restricted by your mobile carrier, and not all Mobile Spexi Solutions may work with all carriers or devices or in all locations. Therefore, you are solely responsible for checking with your mobile carrier to determine if the Mobile Spexi Solutions are available for your mobile devices; what restrictions, if any, may be applicable to your use of the Mobile Spexi Solutions; and how much such use will cost you. Nevertheless, your use of the Spexi Platform shall be strictly in accordance with this TOU.
7. OTHER TERMS AND CONDITIONS. Additional notices, terms, and conditions may apply to products, services, receipt of (or access to) certain materials, participation in a particular program, and/or to specific portions or features of the Spexi Platform. Without limitation of the foregoing, you hereby agree that (a) this TOU operates in addition to any terms of use imposed or required by any digital download platform from which you download the Spexi Platform (“App Provider Terms”); and (b) the terms of this TOU supplement and do not alter or amend any such App Provider Terms.
8. PRIVACY POLICY. Please see Spexi’s Privacy Policy for a summary of Spexi’s personally identifiable information collection and use practices. You further agree that any such notices, agreements, disclosures or other communications that Spexi sends you electronically (using the contact information you provide through the Spexi Platform) will satisfy any legal communication requirements.
9. LINKS TO OTHER SITES. Spexi may provide links, in its sole discretion, to other sites on the World Wide Web for your convenience. Such other sites are maintained by third parties over which Spexi exercises no control. These links do not imply an endorsement with respect to any third party or any third party web site or the information, products, or services provided by any third party.
10. CONFIDENTIALITY. You acknowledge and agree that the Spexi Platform contains confidential or nonpublic information that is the trade secret(s) of Spexi and/or its licensors (the “Confidential Information”). You agree to secure and protect the confidentiality of the Confidential Information of Spexi (and/or its licensors) in a manner consistent with the maintenance of Spexi’s rights therein, using at least as great a degree of care as you use to maintain the confidentiality of your own confidential information of a similar nature, but in no event using less than reasonable efforts. You shall not, nor permit any third party to, sell, transfer, publish, disclose, or otherwise make available any portion of the Confidential Information to third parties, except as expressly authorized in this TOU.
11. DISCLAIMER. THE SPEXI PLATFORM IS PROVIDED ON AN "AS-IS" AND "AS AVAILABLE" BASIS AND MAY INCLUDE ERRORS, OMISSIONS, OR OTHER INACCURACIES. SPEXI EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. SPEXI ALSO DISCLAIMS ANY RESPONSIBILITY FOR THE CONTENT, THE MATERIALS, THE ACCURACY OF THE INFORMATION, AND/OR THE QUALITY OF THE INFORMATION, PRODUCTS OR SERVICES PROVIDED BY, AVAILABLE THROUGH, OR ADVERTISED ON THE SPEXI PLATFORM.
12. LIMITATION OF LIABILITY. YOU EXPRESSLY ABSOLVE AND RELEASE SPEXI FROM ANY CLAIM OF HARM RESULTING FROM A CAUSE BEYOND SPEXI’S CONTROL. MOREOVER, IN NO EVENT SHALL SPEXI BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THE SPEXI PLATFORM OR WITH THE DELAY OR INABILITY TO USE THE SPEXI PLATFORM, EVEN IF SPEXI HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING THE FOREGOING, TOTAL LIABILITY OF SPEXI FOR BREACH OF THIS TOU IS CESSATION OF USE OF THE SPEXI PLATFORM AND FOR ANY OTHER REASON RELATED TO YOUR USE OF THE SPEXI PLATFORM WHATSOEVER FOR AN AMOUNT NOT EXCEEDING THE TOTAL AMOUNT PAID BY YOU TO SPEXI DURING THE PAST SIX MONTHS IN CONNECTION WITH YOUR INDIVIDUAL USE OF THE SPEXI PLATFORM.
13. INDEMNIFICATION. You agree to indemnify, defend, and hold Spexi (and its affiliated companies, contractors, employees, agents, suppliers and partners) harmless from any and all claims, suits, actions, liabilities, losses, costs, damages, expenses, and any other liabilities, including without limitation attorneys’ fees, arising out of or related in any manner to your breach or alleged breach of this TOU.
14. ARBITRATION. You agree that all disputes between you and Spexi (whether or not such dispute involves a third party) with regard to your relationship with Spexi, including without limitation disputes related to this TOU, your use of the Spexi Platform, and/or rights of privacy, will be resolved by binding, individual arbitration under the American Arbitration Association’s rules for arbitration of consumer-related disputes, and you and Spexi hereby expressly waive trial by jury. You may bring claims only on your own behalf. Neither you nor Spexi will participate in a class action or class-wide arbitration for any claims covered by this TOU. You also agree not to participate in claims brought in a private attorney general or representative capacity, or consolidated claims involving another person’s account, if Spexi is a party to the proceeding. This dispute resolution provision will be governed by the Federal Arbitration Act.
15. GOVERNING LAW. This TOU has been made in and will be construed and enforced in accordance with the laws of the State of Maryland as applied to agreements entered into and completely performed in the State of Maryland. Any action to enforce this TOU will be brought in the courts presiding in the State of Maryland, and all parties to this TOU expressly agree to be subject to the jurisdiction of such courts.
16. ENFORCING SECURITY. You may not use the Spexi Platform or any of Spexi’s data, systems, network, or services to engage in, foster, or promote illegal, abusive, or irresponsible behavior, including, without limitation, accessing or using Spexi data, systems, or networks in an unauthorized manner, attempting to probe, scan, or test the vulnerability of a Spexi system or network, circumventing any Spexi security or authentication measures, monitoring Spexi data or traffic, interfering with any Spexi services, collecting or using from the Spexi Platform email addresses or other identifiers, collecting or using from the Spexi Platform information without the consent of the owner or licensor, using any false, misleading, or deceptive TCP-IP packet header information, using the Spexi Platform to distribute software or tools that gather information, distributing advertisements, or engaging in conduct that is likely to result in retaliation against Spexi or its data, systems, or network. Actual or attempted unauthorized use of the Spexi Platform may result in criminal and/or civil prosecution, including, without limitation, punishment under the Computer Fraud and Abuse Act of 1986 under U.S. federal law. Spexi reserves the right to view, monitor, and record activity on the Spexi Platform without notice or permission from you. Any information obtained by monitoring, reviewing, or recording is subject to review by law enforcement organizations in connection with investigation or prosecution of possible criminal or unlawful activity on the Spexi Platform as well as to disclosures required by or under applicable law or related government agency actions. Spexi will also comply with all court orders or subpoenas involving requests for such information. In addition to the foregoing, Spexi reserves the right to, at any time and without notice, modify, update, suspend, terminate, or interrupt operation of or access to the Spexi Platform, or any portion of the Spexi Platform in order to protect the Spexi Platform or Spexi.
17. INJUNCTIVE RELIEF. You acknowledge that any breach, threatened or actual, of this TOU, including, without limitation, with respect to unauthorized use of Spexi proprietary assets, will cause irreparable injury to Spexi, such injury would not be quantifiable in monetary damages, and Spexi would not have an adequate remedy at law. You therefore agree that Spexi shall be entitled, in addition to other available remedies, to seek and be awarded an injunction or other appropriate equitable relief from a court of competent jurisdiction restraining any breach, threatened or actual, of your obligations under any provision of this TOU. Accordingly, you hereby waive any requirement that Spexi post any bond or other security in the event any injunctive or equitable relief is sought by or awarded to Spexi to enforce any provision of this TOU.
18. TERM AND TERMINATION. This TOU will take effect (or re-take effect) at the (and each) time you begin installing, accessing, or using the Spexi Platform, WHICHEVER IS EARLIEST, and is effective until terminated as set forth below. You may terminate this TOU at any time by ceasing to use the Spexi Platform, but all applicable provisions of this TOU will survive termination, as identified below. Upon termination and in accordance with law, you must destroy all copies of any aspect of the Spexi Platform in your possession. The provisions concerning License Grant Restrictions, Proprietary Rights, Feedback, Confidentiality, Disclaimer of Warranty, Limitation of Liability, Indemnification (for a period of one year after termination), Arbitration, Governing Law, Enforcing Security, Injunctive Relief, Waiver & Severability, and Entire Agreement will survive the termination of this TOU for any reason.
19. WAIVER & SEVERABILITY. Failure to insist on strict performance of any of the terms and conditions of this TOU will not operate as a waiver of any subsequent default or failure of performance. No waiver by Spexi of any right under this TOU will be deemed to be either a waiver of any other right or provision or a waiver of that same right or provision at any other time. If any part of this TOU is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers, venue, claim, and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most clearly matches the intent of the original provision and the remainder of this TOU shall continue in effect.
20. ENTIRE AGREEMENT. No joint venture, partnership, employment, or agency relationship exists between you and Spexi as a result of this TOU or your utilization of the Spexi Platform. This TOU represents the entire agreement between you and Spexi with respect to your individual use of the Spexi Platform. Please note that Spexi reserves the right to change the terms and conditions of this TOU and the terms and conditions under which the Spexi Platform and its offerings are extended to you by posting online at [Insert hyperlink] a revised TOU or mailing and/or e-mailing notice thereof to you. In addition, Spexi may add, modify, or delete any aspect, program, functionality, or feature of the Spexi Platform. Your continued use of the Spexi Platform following any addition, modification, or deletion will be conclusively deemed acceptance of any change to the terms and conditions of this TOU. Accordingly, please review this TOU found at this location on a periodic basis.
21. CONTACT INFORMATION. If you have questions regarding the Spexi Platform or if you are interested in obtaining more information concerning Spexi or its products, services, or solutions, please contact Spexi at 1414 Key Highway, Suite 100, Baltimore, MD 21230, 410.962.8500 , or support@spexihomes.com.